Health Products
by Location
Where you live determines which health insurance
product you may enroll in.

NON-MEDICARE PLANS
DIRECT – Fallon Health Direct Care
SELECT – Fallon Health Select Care
INDEPENDENCE – Harvard Pilgrim Independence
PRIMARY CHOICE – Harvard Pilgrim Primary Choice
HNE – Health New England
ALLWAYS COMPLETE – AllWays Health Partners Complete HMO
NAVIGATOR – Tufts Health Plan Navigator
SPIRIT – Tufts Health Plan Spirit
BASIC – UniCare State Indemnity Plan/Basic
COMMUNITY CHOICE – UniCare State Indemnity Plan/Community Choice
PLUS – UniCare State Indemnity Plan/PLUS
MEDICARE PLANS
HPME – Harvard Pilgrim Medicare Enhance
HNEMSP – Health New England Medicare Supplement Plus
TMC – Tufts Health Plan Medicare Complement
TMP – Tufts Health Plan Medicare Preferred
OME – UniCare State Indemnity Plan/Medicare Extension (OME)
Massachusetts Coverage/Non-Medicare
BARNSTABLE
Independence, AllWays Complete,
Navigator, Spirit, Basic, Community
Choice, PLUS
BERKSHIRE
Select, Independence, Primary
Choice, HNE, Navigator, Spirit*, Basic,
Community Choice, PLUS
BRISTOL
Direct, Select, Independence, Primary
Choice, AllWays Complete, Navigator,
Spirit, Basic, Community Choice, PLUS
DUKES
Independence, AllWays Complete,
Navigator, Basic, PLUS
ESSEX
Direct, Select, Independence, Primary
Choice, AllWays Complete, Navigator,
Spirit, Basic, Community Choice, PLUS
FRANKLIN
Select, Independence, Primary Choice, HNE, Navigator, Spirit, Basic, Community Choice, PLUS
HAMPDEN
Direct*, Select, Independence, Primary Choice, HNE, Navigator, Spirit, Basic, Community Choice, PLUS
HAMPSHIRE
Direct*, Select, Independence, Primary Choice, HNE, Navigator, Spirit*, Basic, PLUS, Community Choice
MIDDLESEX
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
NANTUCKET
Independence, AllWays Complete, Navigator, Basic, PLUS
NORFOLK
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
PLYMOUTH
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
SUFFOLK
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
WORCESTER
Direct, Select, Independence, Primary Choice, HNE, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
Massachusetts Coverage/Medicare
BARNSTABLE
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
BERKSHIRE
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension
BRISTOL
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
DUKES
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension
ESSEX
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
FRANKLIN
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension
HAMPDEN
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
HAMPSHIRE
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
MIDDLESEX
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
NANTUCKET
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension
NORFOLK
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
PLYMOUTH
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
SUFFOLK
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
WORCESTER
Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension
Outside of Massachusetts
Medicare: Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, and UniCare State Indemnity Plan/Medicare Extension (OME) are available throughout the country.
Non-Medicare: The UniCare State Indemnity Plan/Basic is the only health insurance product offered by the GIC that is available throughout the United States and outside of the country. The following plans are available in the states listed below:
CONNECTICUT
Independence, HNE*, Navigator*, Basic, PLUS*
NEW YORK
Independence*, Navigator*, Basic
MAINE
Independence, Navigator*, Basic, PLUS
RHODE ISLAND
Independence, Navigator, Basic, PLUS
NEW HAMPSHIRE
Select*, Independence, Navigator*, Basic, PLUS
VERMONT
Independence*, Navigator*, Basic, PLUS
*Not every city and town is covered in this county or state; contact the health insurance carrier to find out if you live in the service area. The product also has a limited network of providers in this county or state; contact the health insurance carrier to find out which doctors and hospitals participate.