Health Products
by Location

GIC Benefits for Municipal Employees, Retirees, and Survivors

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Where you live determines which health insurance
product you may enroll in.

The bold text is a shortened version of the full product name. These names are used to indicate which product is available in each county for non-Medicare coverage. Medicare plans use the full product name.

NON-MEDICARE PLANS

DIRECT – Fallon Health Direct Care
SELECT – Fallon Health Select Care
INDEPENDENCE – Harvard Pilgrim Independence
PRIMARY CHOICE – Harvard Pilgrim Primary Choice
HNE – Health New England
ALLWAYS COMPLETE – AllWays Health Partners Complete HMO
NAVIGATOR – Tufts Health Plan Navigator
SPIRIT – Tufts Health Plan Spirit
BASIC – UniCare State Indemnity Plan/Basic
COMMUNITY CHOICE – UniCare State Indemnity Plan/Community Choice
PLUS – UniCare State Indemnity Plan/PLUS

MEDICARE PLANS

HPME – Harvard Pilgrim Medicare Enhance
HNEMSP – Health New England Medicare Supplement Plus
TMC – Tufts Health Plan Medicare Complement
TMP – Tufts Health Plan Medicare Preferred
OME – UniCare State Indemnity Plan/Medicare Extension (OME)

Massachusetts Coverage/Non-Medicare

BARNSTABLE

Independence, AllWays Complete,
Navigator, Spirit, Basic, Community
Choice, PLUS

BERKSHIRE

Select, Independence, Primary
Choice, HNE, Navigator, Spirit*, Basic,
Community Choice, PLUS

BRISTOL

Direct, Select, Independence, Primary
Choice, AllWays Complete, Navigator,
Spirit, Basic, Community Choice, PLUS

DUKES

Independence, AllWays Complete,
Navigator, Basic, PLUS

ESSEX

Direct, Select, Independence, Primary
Choice, AllWays Complete, Navigator,
Spirit, Basic, Community Choice, PLUS

FRANKLIN

Select, Independence, Primary Choice, HNE, Navigator, Spirit, Basic, Community Choice, PLUS

HAMPDEN

Direct*, Select, Independence, Primary Choice, HNE, Navigator, Spirit, Basic, Community Choice, PLUS

HAMPSHIRE

Direct*, Select, Independence, Primary Choice, HNE, Navigator, Spirit*, Basic, PLUS, Community Choice

MIDDLESEX

Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS

NANTUCKET

Independence, AllWays Complete, Navigator, Basic, PLUS

NORFOLK

Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS

PLYMOUTH

Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS

SUFFOLK

Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS

WORCESTER

Direct, Select, Independence, Primary Choice, HNE, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS

Massachusetts Coverage/Medicare

BARNSTABLE

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

BERKSHIRE

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension

BRISTOL

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

DUKES

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension

ESSEX

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

FRANKLIN

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension

HAMPDEN

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

HAMPSHIRE

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

MIDDLESEX

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

NANTUCKET

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, UniCare State Indemnity Plan/Medicare Extension

NORFOLK

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

PLYMOUTH

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

SUFFOLK

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

WORCESTER

Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, Tufts Health Plan Medicare Preferred, UniCare State Indemnity Plan/Medicare Extension

Outside of Massachusetts

Medicare: Harvard Pilgrim Medicare Enhance, Health New England Medicare Supplement Plus, Tufts Health Plan Medicare Complement, and UniCare State Indemnity Plan/Medicare Extension (OME) are available throughout the country.

Non-Medicare: The UniCare State Indemnity Plan/Basic is the only health insurance product offered by the GIC that is available throughout the United States and outside of the country. The following plans are available in the states listed below:

CONNECTICUT

Independence, HNE*, Navigator*, Basic, PLUS*

NEW YORK

Independence*, Navigator*, Basic

MAINE

Independence, Navigator*, Basic, PLUS

RHODE ISLAND

Independence, Navigator, Basic, PLUS

NEW HAMPSHIRE

Select*, Independence, Navigator*, Basic, PLUS

VERMONT

Independence*, Navigator*, Basic, PLUS

*Not every city and town is covered in this county or state; contact the health insurance carrier to find out if you live in the service area. The product also has a limited network of providers in this county or state; contact the health insurance carrier to find out which doctors and hospitals participate.

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