Health Products
by Location
Where you live determines which health insurance
product you may enroll in.

DIRECT – Fallon Health Direct Care
SELECT – Fallon Health Select Care
INDEPENDENCE – Harvard Pilgrim Independence
PRIMARY CHOICE – Harvard Pilgrim Primary Choice
HNE – Health New England
ALLWAYS COMPLETE – AllWays Health Partners Complete HMO
NAVIGATOR – Tufts Health Plan Navigator
SPIRIT – Tufts Health Plan Spirit
BASIC – UniCare State Indemnity Plan/Basic
COMMUNITY CHOICE – UniCare State Indemnity Plan/Community Choice
PLUS – UniCare State Indemnity Plan/PLUS
Massachusetts Coverage
BARNSTABLE
Independence, AllWays Complete,
Navigator, Spirit, Basic, Community
Choice, PLUS
BERKSHIRE
Select, Independence, Primary
Choice, HNE, Navigator, Spirit*, Basic,
Community Choice, PLUS
BRISTOL
Direct, Select, Independence, Primary
Choice, AllWays Complete, Navigator,
Spirit, Basic, Community Choice, PLUS
DUKES
Independence, AllWays Complete,
Navigator, Basic, PLUS
ESSEX
Direct, Select, Independence, Primary
Choice, AllWays Complete, Navigator,
Spirit, Basic, Community Choice, PLUS
FRANKLIN
Select, Independence, Primary Choice, HNE, Navigator, Spirit, Basic, Community Choice, PLUS
HAMPDEN
Direct*, Select, Independence, Primary Choice, HNE, Navigator, Spirit, Basic, Community Choice, PLUS
HAMPSHIRE
Direct*, Select, Independence, Primary Choice, HNE, Navigator, Spirit*, Basic, PLUS, Community Choice
MIDDLESEX
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
NANTUCKET
Independence, AllWays Complete, Navigator, Basic, PLUS
NORFOLK
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
PLYMOUTH
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
SUFFOLK
Direct, Select, Independence, Primary Choice, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
WORCESTER
Direct, Select, Independence, Primary Choice, HNE, AllWays Complete, Navigator, Spirit, Basic, Community Choice, PLUS
Outside of Massachusetts
The UniCare State Indemnity Plan/Basic is the only health insurance product offered by the GIC that is available throughout the United States and outside of the country.
CONNECTICUT
Independence, HNE*, Navigator*, Basic, PLUS*
NEW YORK
Independence*, Navigator*, Basic
MAINE
Independence, Navigator*, Basic, PLUS
RHODE ISLAND
Independence, Navigator, Basic, PLUS
NEW HAMPSHIRE
Select*, Independence, Navigator*, Basic, PLUS
VERMONT
Independence*, Navigator*, Basic, PLUS
*Not every city and town is covered in this county or state; contact the health insurance carrier to find out if you live in the service area. The product also has a limited network of providers in this county or state; contact the health insurance carrier to find out which doctors and hospitals participate.