Express Scripts (ESI) administers the GIC prescription drug benefit for non-Medicare health insurance products. Use your ESI ID card when filling prescriptions.
Prescription drug deductible
You pay an annual prescription drug deductible of $100/individual and $200/family, separate from your health plan deductible. Once you have paid your prescription drug deductible, your covered prescriptions are subject to a copay.
All GIC health plans feature a three-tier copay structure. The copayments vary depending on the drug dispensed. See tier structures below.
You pay the lowest copay.
Most generic drugs
fall into this tier.